Business Insurance Coverage To Match Your Requirements

Planning to buy an insurance policy for your business? You should first assess the requirements of your business and accordingly take the rightful steps. The typical types of business insurance coverage include the following: -

1. Workers’ compensation insurance
   In case you are looking for California business insurance, you should know that according to the laws of California it is important for the employers to have worker’s compensation insurance. No matter whether they have several employees or maybe just a single employee, they need to buy this insurance. Premiums are paid by the businesses only so they need to discuss about the same with your agent, broker or any privately owned insurance company.
   
   
2. Construction insurance
   Construction insurance is a must for all builders and for all construction projects. It offers a protection to the building/s under construction or renovation from several risks, such as: - natural disasters, fire, jobsite injuries, theft, vehicle smashes, etc. Experienced service providers like: - Bozzuto Insurance Agency offers a variety of products and services, including- Performance bonds, Payment bonds and Maintenance bonds to meet the specific requirement/s of each business.
   
   
3. Contractor’s License Bonds
   This type of a bond helps the homeowners, employees who may not have received the agreed wages, problem caused due to the intentional violation of a construction contract.
   
   
4. Restaurant insurance
   As the name suggests, restaurant insurance is especially designed for the restaurant owners to face the most critical situations with ease.
   
   
5. Auto repair shop / garage liability insurance
   Garage liability insurance is essentially offered to the industry experts and includes affordable coverage- garage liability insurance and garage keepers insurance. Auto repair shop coverage may include: Garage Keepers Coverage on a direct primary basis, Equipment Breakdown Coverage, Workers Compensation Coverage, Portable Tools and Equipment Coverage, etc.
   
   
6. Transportation - Short and Long Haul – Insurance
   This type of insurance is made for the trucking professionals for the betterment of their trucking operations.

So if you are wondering about your exact business insurance needs, just Contact Us to know which coverage is best suited to your needs.